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As a long time Maya user, I’ve always felt a certain peace of mind knowing that I don’t really have to worry about managing my finances with it as my bank.
Maya is the one bank app on top of my mind if and when unexpected expenses, emergencies, or cash flow interruptions arise.
Let me backtrack a bit, we just recently took over the farm and it’s still being heavily developed before we can enjoy the fruits of our labor.
That means, we need money to make this dream come true.
Now, I’m a freelancer working as an SEO Specialist here in Davao City and what I earn usually ends up funding the farm and sad to say, there are times when what I earn is not enough to sustain both the farm and my family.
But, I can’t make excuses for coming up short.
I always have to find a way to come up with the necessary funds to keep things going.
And that’s where Maya Easy Credit comes in handy.
Maya has never let me down when I need funds quickly transferred to my bank so I can pay for salaries, or utilities, or even just to buy groceries.
The problem with farming, even small-scale farming, is that it costs money before it makes any.
- Seeds.
- Soil conditioning.
- Seedling trays.
- The netting to keep the birds off.
- Salaries.
None of it is expensive on its own, but it adds up fast, and always at the worst possible moment.
And when my cash flow was terribly in the red, I finally started considering taking out a loan from a local bank. This was when I fell short in funding the farm. A small amount,but an amount that at that time I could not come up with.
And I knew I couldn’t make any excuses for not coming up with the amount of money because people depended on that money for their survival as well.
You know how much I needed?
I only needed Php 4,000.00 more just so I could pay off my monthly overhead expenses.
And at that time, finding that amount to complete what I had on hand was an uphill struggle.
I finally gave in and started considering taking out a bank loan. One I was loath to get because I wanted to save it for a rainy day.
While deciding on which one, I opened my Maya app.
I did it mostly out of habit.
I still do.
Just to check on XPs and all that.
And that’s when I paid proper attention to Maya Easy Credit for the first time.
I’d been eligible for a while but hadn’t really looked into it.
For those who don’t know, Maya Easy Credit is a revolving credit line, not a one time loan.
And there it was, the solution I needed at that time.
I was skeptical at first but after hitting apply, I was able to get the amount in a few minutes. And it was more than I needed but I just decided to take the entire amount offered for the buffer.
And so the farm survived another month. Everybody was paid off. All of the things we needed were bought and I was able to breathe a sigh of relief. What I’d borrowed from Maya was a small enough amount that I could easily pay off within the 30 day repayment allocation they gave me.
More than enough time to hustle hard.
Write more articles and sell more fruit.
I’ve only used the Maya Easy Credit for small emergencies like adding more funds to my cash on hand for salaries or buying much needed farm supplements, . And although I know I can borrow up to Php 50,000.00, so far, I’ve used up only Php 7,000.00 and I’m cool with that.
It’s just great to know that, if and when I do need some fast cash, I have Maya to rely on that won’t give me the headache often associated with securing a loan from a traditional bank.
If I eventually decide to make a bigger investment in the farm, Maya Personal Loan is an option I’m considering. It says I can borrow up to Php 400,000 instantly and that can really speed up the farm’s success in the future.
Now that’s some serious money that I’ll have to make sure is used properly when I hit the apply now button and I don’t want to just borrow without any proper plans.
The trouble is: Mabilis mag loan sa Maya and that’s really good if you also have a proper plan.
It’s just great knowing there’s that amount that I can use to fund the next big life move that I can easily repay in 48 months without any hassle and with fast approval.
So yeah… Maya and I?
This is a long-term relationship that I will continue to share with family and friends only because I’ve only had good experiences with Maya since day one.
